Most commercial insurance plans cover Kin at 100%
Share your insurance details and our benefits specialists will verify your coverage, coordinate authorizations, and submit every claim for you. Most families start care with $0 out-of-pocket.
100%
Coverage on most commercial plans
$0
Typical out-of-pocket to begin
2 min
Time to submit your form
2 hrs
Business-hour response time
How coverage works:
1. Submit your insurance info
Complete the short form with your member ID so we can verify your behavioral health benefits.
2. We confirm coverage in 2 business hours
Our team calls your insurer directly to confirm eligibility, authorizations, and estimated reimbursement.
3. You start care with confidence
We share a clear cost summary (usually $0) and continue submitting every claim so you never chase paperwork.
High deductible or gaps?
If your plan leaves a balance, our scholarship fund steps in to keep your care affordable. We make sure cost is never the reason a family goes without support.
Check your insurance coverage
Takes 2 minutes • We respond within 2 business hours
We partner with your commercial plan
We work with most national insurers—including Blue Cross Blue Shield, Aetna, Cigna, UnitedHealthcare, Optum, and more. Even though Kin is out-of-network, our benefits team secures authorizations, files claims, and monitors reimbursement so your sessions are covered.
Within 2 business hours you'll know exactly what your plan covers. If a deductible or co-insurance remains, we automatically apply Kin's scholarship fund so your teen never waits for care.
Maximize your benefits
We confirm the highest reimbursement available so most families see 100% coverage.
Hands-on claims support
We submit every claim, manage approvals, and handle follow-ups so you don't chase paperwork.
Scholarship safety net
If your plan leaves a balance, Kin's scholarship fund keeps your cost at $0 whenever possible.
Questions about coverage?
Our insurance specialists will get back to you within 2 business hours