Kin Therapy

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Available Mon-Fri, 9am-5pm EST

Yes, Your Insurance
Covers Teen IOP

Get instant verification. Know your costs. Start treatment this week.
94% of families pay $0 out of pocket.

Jordan
Alex
Tyler
Dr. Anya

Quest Complete!

The Icebreaker

: "Great point!"

Coverage verification in 60 seconds:

  • βœ“
    Enter insurance info once
  • βœ“
    Get exact copay amount
  • βœ“
    Start treatment in 48 hours

In-network with major insurers

Full scholarships available if you have a copay

Which insurance do you have?

100% confidential β€’ No obligation

$0
What most families pay
60 sec
Verification time

Inpatient-quality therapy, at home

Weekly Therapy

IDEAL BALANCE
Kin Therapy Logo

In-Patient Care

Real families, real coverage

BCBS covered everything. The verification took 5 minutes and we started that week.

Mark T., Dad

I was shocked - our high deductible plan covered it 100% as preventive care.

Susan R., Mom

They told me my exact copay upfront. No surprises, no hidden fees.

James K., Dad

3 Steps to Coverage

1

Enter Insurance Info

Takes 60 seconds

2

Get Instant Verification

See exact coverage & costs

3

Reserve Your Spot

Start this week

4

We Handle Everything

Claims, authorizations, paperwork

Why Families Choose Our Billing

We make insurance simple so you can focus on your teen

$0 Cost

94% pay nothing out of pocket with insurance

We Handle It

Our team handles all the verification calls

No Surprise Bills

Know exact costs upfront - guaranteed

Scholarships Available

Full coverage if insurance has copays

How Teen IOP Insurance Works

Intensive Outpatient Programs are covered as medically necessary mental health treatment under all ACA-compliant insurance plans.

What insurance covers:

  • βœ“ All group therapy sessions
  • βœ“ Individual therapy
  • βœ“ Family sessions
  • βœ“ 24/7 crisis support

IOP vs Other Options:

vs. Private Pay IOP

βœ—
Without insurance: $500-800/day out of pocket
βœ“
With insurance: $0-40/day typical copay

vs. Residential treatment

!
Residential: Often requires big deductible
βœ“
Outpatient IOP: Lower out-of-pocket costs

We're In-Network With:

Click your insurance for specific coverage details

Aetna
BlueCross BlueShield
United Healthcare
Cigna
Anthem
Medicaid

Don't see yours? We work with 40+ insurance plans



β†’ Check Any Insurance

Insurance Questions? We've Got Answers

Everything you need to understand your coverage

Insurance Decoder

Understand your benefits summary - deductibles, copays, and what's covered

Decode My Benefits

Pre-Authorization Guide

What to expect if your plan requires approval (we handle it for you)

Learn More

Scholarship Application

Apply for full coverage if insurance leaves a copay

Apply Now

Don't Let Cost Stop You from Getting Help

94% pay $0 out of pocket

With insurance coverage and available scholarships

Same-day verification

Know your costs immediately - no waiting

40+ insurance plans accepted

Including Medicaid and Medicare

Ready to verify coverage?

  • Have your insurance card handy
  • Know the member ID and group number
  • Check if teen is on your plan
  • That's it - we handle the rest

Insurance FAQs

How long does verification take?

Usually 60 seconds online or 10-15 minutes by phone. We get exact benefits and copay amounts so there are no surprises.

What if I have a high deductible?

Many plans cover IOP as preventive care before deductible. If not, our scholarships can help cover costs until you meet your deductible.

Do you take out-of-network insurance?

Yes! We can check your out-of-network benefits and often the coverage is still substantial. Many families are surprised by their OON benefits.

What if insurance denies coverage?

Rare, but we handle appeals for you. We have a 95% approval rate because we know exactly how to document medical necessity.

Your insurance covers this. Let's verify it.

Most families pay $0. Find out in 60 seconds.

Available 7 days a week

Instant Insurance Verification

94% of families pay $0 out of pocket

Get your exact coverage and costs in 60 seconds.

Secure & confidential β€’ Results in 60 seconds

Calculate Your Exact Cost

See what you'll pay based on your specific insurance plan